Do you live in the Atlanta area? Do you have a car? If the answer is YES to both of those questions and you want to drive, then you absolutely MUST have auto insurance to get on I-85. Or wherever.
Some states don’t require this; I spent a lot of time in Wisconsin (Chippewa Falls), and no insurance is required to drive up there.
Typically, you only NEED to have liability insurance, unless you’re leasing or paying off a car. Insurance companies usually require you to have either collision insurance or higher until your vehicle is officially paid off.
Speaking from personal experience, if you’re thinking about driving your car withOUT insurance, let me say now that that is a terrible idea. I’ve done it. When I was in my early twenties, I had very little money; even less than I do now! I didn’t think I could afford to have an insurance bill every month, so I opted not to get any.
Little did I know that what I couldn’t afford was NOT the insurance; it was the ticket I got for not having any. Cops typically do not bend on this rule, from what I’ve experienced and heard. Sure, they’ll let a seatbelt violation go on many occasions, but the insurance issue is a big one.
So don’t do it!
Especially in Atlanta.
The nice thing about living in this great area is that we have options; there’s no real monopoly when it comes to auto insurance.
So do a little shopping around, but get a ride if you’re uninsured! For sure.
